In Zambia’s growing professional services sector, your reputation is everything....
Read MoreWhat We Do
We’re dedicated to simplifying insurance, making it clear and accessible every step of the way.
Protect your loved ones with life assurance that ensures financial security for the future.
Prevent financial stress for your family by ensuring all outstanding debts are covered with credit life insurance.
Give your employees peace of mind with group life assurance that provides financial protection for their families.
Offer comprehensive medical coverage to your team, ensuring their health and well-being are protected.
Plan for the future with pension schemes that ensure a stable and secure retirement for your employees
Defend your business against legal claims with liability insurance that covers accidents, injuries, and more
Stay compliant and secure your contractual obligations with our reliable bond insurance services.
Drive with confidence knowing your vehicle is fully protected with our flexible motor insurance solutions.
Safeguard your home or business from unexpected fire damage with comprehensive coverage tailored to your needs.
Protect your construction and engineering projects from costly risks with customized insurance solutions.
Ensure your cargo and vessels are secure on every journey with our industry-leading marine insurance.
Explore unique and specialized insurance options that cater to your specific needs and industry requirements.
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Read MoreFAQs
You can file a claim by contacting our claims department through our online portal or via phone. Be prepared to provide necessary documents like the police report and repair estimates.
Life assurance is a policy that guarantees a payout to your beneficiaries in the event of your death, providing long-term financial security.
Life assurance guarantees a payout, as it covers a certain event (death), while life insurance typically covers unexpected events for a specific term.
Yes, our goods in transit insurance covers theft, loss, and accidental damage during transportation.
Yes, accidental death is typically covered under group life assurance policies.
Fire insurance covers damages to property, buildings, and contents caused by fire, lightning, or explosions.
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Complete Portfolio of Insurance & Advisory Services in Zambia
Slate Insurance Brokers is a fully licensed insurance brokerage registered with the Pensions and Insurance Authority (PIA) of Zambia. We provide impartial advisory, risk management, and underwriting placement across all sectors:
- Commercial & Corporate Insurance: Fire & Perils, Business Interruption, Marine Cargo, Goods in Transit, Contractors All-Risk (CAR), Plant & Machinery, Public & Products Liability, D&O Liability, Fidelity Guarantee, and Cyber Risk.
- Employee Benefits & Group Schemes: Group Life Assurance, Group Medical Healthcare, Occupational Pension Trusts, Group Personal Accident, and Credit Life.
- Surety Bonds & Guarantees: Bid Bonds, Performance Bonds, Advance Payment Guarantees, Retention Bonds, and Customs/ZRA Security Bonds.
- Personal & Domestic Lines: Comprehensive Private Motor, Homeowners Building & Contents, Individual Medical, Personal Accident, and Life Assurance.
Our Broker Commitment & Fiduciary Standard
As independent brokers, we represent our clients—not insurance companies. We conduct detailed policy wording audits, identify hidden exclusions, and ensure your coverage is legally compliant and commercially sound.
End-to-End Claims Advocacy Guarantee
- Dedicated Account Management: A dedicated broker manages your corporate risk portfolio.
- Pre-Loss Risk Audits: We review sums insured and policy conditions annually to prevent claim disputes.
- Proactive Settlement Negotiation: We negotiate directly with insurers and loss adjusters to ensure fair, prompt claim settlements.
Frequently Asked Questions: Slate Brokerage Services
Does using an insurance broker increase my insurance premium?
No. Insurance broker commissions are regulated and paid by the underwriting insurers. You receive expert advisory, custom policy negotiations, and claims advocacy at no extra cost compared to buying directly from an insurer.
Why Partner with Slate Insurance Brokers for Services in Zambia?
Navigating the Zambian insurance market requires more than purchasing off-the-shelf coverage. Underwriting terms, average clauses, warranties, and deductible structures vary significantly across local and regional insurers. As a licensed insurance broker registered with the Pensions and Insurance Authority (PIA), Slate acts exclusively as your independent fiduciary advisor:
- Impartial Market Benchmarking: We solicit competitive quotes across Zambia's premier insurance companies, comparing premium rates, excess structures, and claim settlement track records to ensure you receive optimal value.
- Bespoke Policy Wording & Endorsements: Standard underwriter policies often contain restrictive warranties and exclusions. Slate negotiates tailored policy wordings, eliminating restrictive clauses and expanding coverage boundaries to protect your specific operational risks.
- Dedicated Claims Advocacy: In the event of a loss, we manage the entire claims process on your behalf. From appointing certified loss adjusters to challenging unfair depreciation deductions and fast-tracking settlement approvals, Slate ensures you receive fair, transparent, and prompt compensation.
- Annual Portfolio & Valuation Reviews: We conduct proactive annual risk audits and asset valuation reviews to protect your policies from underinsurance and the application of the average condition during claims.
Ready to Review or Upgrade Your Services? Speak with our qualified insurance brokers today for a free, confidential portfolio audit and comparative quote.
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